Swift Funding from $10K to $500K

Get the wheels you want—fast

Fill out a two-minute form, compare tailored offers, and drive away with repayments that fit your cash flow—no bank run-around, no hidden hassles.

What type of asset would you like to buy?

Do you have an ABN?

Business Name

How long have you been trading?

How much would you like to borrow?

What is your monthly revenue in the past 6 months?

First Name

Last Name

Phone number

Safe & secure connection

By entering your details, you agree to our Terms & Conditions and Privacy Policy

Why finance with ARC?

One fast online form taps straight into Australia’s top vehicle lenders, so you spend less time on paperwork and more time turning the key.

Compare multiple lenders

We pit trusted lenders against each other and surface only the offers that fit your profile—saving you hours of rate-shopping.

24-hour turnaround

Apply in minutes and receive conditional approval by the next business day—ideal for auction deadlines or limited-time deals.

Dedicated finance specialist

A personal ARC manager translates the fine print, negotiates sharper rates and handles all the paperwork—so you can focus on the road ahead.

Ready to put your new wheels in motion?

Lock in a tailored offer within 24 hours—no deposit, no obligation, no bank run-around.

Trusted by Businesses, Proven by Results

0 +

Years of Industry Experience

0 +

Clients Served

0 +

Applications Processed Daily

Fast, Easy & Hassle-Free Vehicle Finance

Simple 3-Step Drive-Away Process

Securing finance for your next car, ute or truck shouldn’t be a roadblock. At ARC Business Loans we’ve streamlined everything so you can focus on the drive ahead. Follow these three simple steps and you’ll be behind the wheel before you know it. Let’s get you moving!

Step 1

Apply Online

Complete a short online form—just basic contact, income and vehicle details. No mountains of paperwork, no hard credit hit.

Step 2

Choose Your Best Offer

Our specialists scan Australia’s leading lenders and email you tailored loan options—often within 24 hours.

Step 3

Collect the Keys

Approve the offer that suits you, sign electronically and we’ll pay the dealer or private seller directly. Drive away, same-day in most cases.

Frequently Asked Questions

Everything You Need to Know About Vehicle Finance

Got questions? We’ve got answers! Here are the most common queries about getting a car, ute, van or truck through ARC Business Loans.

Who can apply for vehicle finance?

Any registered business in Australia can apply. We cater to startups, small businesses, and established enterprises looking for funding to grow.

How long does it take to get approved?

Submit the two-minute form and most applicants receive conditional approval within 24 hours. Final settlement depends on how quickly you return documents.

Do I need a deposit or collateral?

Not necessarily. Many of our panel lenders offer up to 100 % finance on new or near-new vehicles with no additional security required.

How much can i borrow?

Finance amounts start at $20 000 and run up to $500 000, subject to your income, credit profile and the vehicle’s value.

Can I finance a used vehicle?

Yes—generally cars up to five years old and light trucks or vans up to seven years old are eligible. Older vehicles may be considered case-by-case.

Will applying affect my credit score?

No. The initial quote uses a soft credit enquiry that doesn’t leave a mark. A hard check occurs only if you accept an offer and proceed.

What paperwork do I need?

Typically: driver licence, last three months’ bank statements and a purchase invoice or dealer quote. Your ARC specialist will walk you through the exact list.

What if I want to upgrade early?

Most facilities allow early payout or refinance without hidden exit fees. Talk to us any time you’re ready for an upgrade and we’ll line up the best option.

Still have questions?

Contact our expert team and we’ll be happy to assist you

What Our Clients Say

Real Businesses, Real Success Stories

At Arc Business Finance, we take pride in helping businesses achieve their financial goals. Here’s what our satisfied clients have to say about their experience:

Fast, Easy & Hassle-Free
Arc Business Finance made securing funding incredibly simple. Within 24 hours, I had the capital I needed to expand my business. Highly recommended.

Flexible Loan Options That Fit My Business Needs
I was struggling to find a lender that understood my industry. Arc Business Finance provided me with tailored financing that perfectly suited my cash flow. Great service.

The Best Financial Support Team
From application to approval, the process was smooth and transparent. The team was always available to answer my questions and guide me through the options.

Competitive Rates & Excellent Customer Service
I needed an equipment loan with affordable repayments. Arc Business Finance found me a great deal with a low-interest rate. I’ll definitely use them again.

Highly Recommended for Small Business Owners
As a startup, finding funding was challenging. Arc Business Finance helped me get an unsecured loan without the hassle. Now my business is growing faster than ever.

Get in Touch with Arc Business Finance

Have questions? Need assistance with your business financing options? Our dedicated finance experts are here to help you every step of the way.

[email protected]

Email Us

Get an obligation-free quote

Fill in and submit the form below and one of our expert agents will contact you at the earliest.