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Low deposit home loan

Our low deposit home loans could be the perfect solution for buying your first home.
Borrow up to 95% of the purchase price

Borrow up to 95% of the purchase price

Popular with first homebuyers, our low deposit home loan enables you to borrow up to 95% of the property purchase price.

Easy to understand features, variables and fees

Features

Maximum LVR 95%

Maximum loan amount**

$2,500,000

Minimum loan amount

$50,000

Principal and interest

Interest only

10 – 40 year loan terms~

Free online redraw

BPAY

Third party account transfers

Split loans****

100% offset facility with Visa Debit card##

Additional repayments

Repay weekly, fortnightly, monthly

Acceptable deposits

Non-genuine savings

Gifted deposits

Borrowed funds

Inheritance

Fees^

Application fee

$0

Valuation fee^^

$0

Settlement fee

$0

Ongoing fee (annual)

$295

Manual redraw fee

$50

Discharge fee

$395

Ready to get moving?

Wherever you are in your journey, help is here however you need it.

Check your borrowing power

Use our simple calculator to work out how much you might be able to borrow.

Get online pre-approval

Move ahead with confidence. Our online indicative pre-approval tool gives you an answer instantly. It’s fast and fuss free.

Contact a trusted adviser

Your local Liberty Adviser will be able to look at your lending options and help you decide the best way forward.

Book a Free Consultation

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Get Started Today

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