Upgrade, Grow, Compete Without Upfront Costs
Flexible Equipment Finance for Australian Businesses
Unlock the machinery, vehicles, or tech your business needs with flexible Equipment Finance. Preserve cash flow and power your next phase of growth.
Why Businesses are Powering Up with Equipment Finance Australia
More Than a Loan. A Launchpad for Productivity
It is not just about acquiring tools. It is about building operational strength and long-term efficiency. Equipment Finance Australia with Arc business loans gives your business the flexibility to invest in what matters, when it matters, without draining your working capital. From tradies and logistics to hospitality and technology, our funding helps businesses like yours do more with confidence and control.
- Zero or Low Upfront Costs : Keep your capital available.
- Tax-Smart Structures : Maximise deductions with smart terms.
- Terms That Suit Your Cycle : Align repayments with your income.
- Buy or Lease, You Decide : Choose full flexibility or long-term value.
- Fast and Simple Process : Receive funding quickly and easily.
Where Equipment Finance Makes The Biggest Impact
Finance the Tools That Power Progress
Whether you are building homes, delivering goods, managing patients or running busy retail, the right equipment keeps your business productive. Equipment Finance Australia helps you acquire the tools you need without compromising your cash flow. Get essential gear now and stay prepared for every challenge ahead.
Machinery and Plant Equipment
For manufacturing and trades.
Vehicles and Trucks
Upgrade your fleet or add new vehicles.
Hospitality and Medical Tools
Equip your team with quality gear.
Is Equipment Finance Australia the Right Fit for Your Business?
Designed for Doers, Builders and Growth-Minded Operators
When opportunity knocks, your tools should already be working. Equipment Finance Australia is built for ambitious businesses that want to scale fast while keeping cash flow healthy. It is a smart solution for now and for the future.
- You want to grow while preserving working capital.
- You are interested in claiming potential tax deductions.
- You prefer manageable monthly payments over big upfront costs.
- You need equipment, vehicles or tech fast.
How Equipment Finance Australia Gets You Operational Quickly
From Quote to Equipment Without the Wait
Forget long waits and endless paperwork. Arc’s business loans process for Equipment Finance Australia is built for speed, clarity and ease. Whether you are upgrading your tools or investing in essential gear, we make sure your business stays on track with minimal interruption and maximum efficiency.
STEP 1
Apply Online
Complete a quick, hassle free application in minutes.
STEP 2
Select & Get Approved
Choose your equipment use your own supplier or get help from us. Get fast approval with terms that suit your business.
STEP 3
Funds Released
We pay the supplier directly so you can start using the equipment right away.
Boost Efficiency with the Right Equipment
Stay Competitive with Better Tools
Finance machinery, vehicles, or technology through Equipment Finance Australia and upgrade with ease.
Frequently Asked Questions
Everything You Need to Know About Equipment Finance
Got questions? We’ve got answers! Here are some of the most common queries about our equipment finance loan solutions at Arc Business Loans.
What is Equipment Finance Australia and how does it work?
Equipment Finance Australia is a funding solution that allows businesses to acquire machinery, vehicles, or tools without paying the full cost upfront. Instead of buying equipment outright, you can finance it through monthly repayments over an agreed period. This approach helps maintain cash flow while ensuring your business has access to the essential assets needed for growth.
Who can benefit from Equipment Finance Australia?
Any business that relies on physical assets can benefit from Equipment Finance Australia. Whether you run a construction company, medical clinic, retail store, logistics service, or tech business, equipment finance allows you to access tools without using large amounts of working capital. It’s particularly helpful for businesses that want to scale, upgrade, or replace outdated equipment quickly.
Is Equipment Finance Australia better than taking out a traditional business loan?
Yes, Equipment Finance Australia often provides a more flexible and purpose-built alternative to traditional business loans. While a business loan offers general-purpose funding, equipment finance is tailored to help you obtain specific assets. Terms are usually more favourable because the equipment itself can act as security, and repayments can be aligned with the revenue the asset generates.
What types of equipment can I fund with Equipment Finance Australia?
Equipment Finance Australia can be used to fund a wide range of business assets. These include machinery, vehicles, IT and office technology, hospitality and medical tools, construction equipment, and retail fit-outs. Whether it’s a new coffee machine or an industrial excavator, the solution adapts to your industry’s needs.
How quickly can I get approved for Equipment Finance Australia?
One of the key benefits of Equipment Finance Australia is speed. Many applications can be assessed and approved within 24 to 72 hours, especially if you have your documents and equipment quotes ready. Lenders typically look at your business performance, not just your credit score, making the process faster and more accessible for growing companies.
Does Equipment Finance Australia require collateral or security?
In most cases, the equipment you finance acts as its own security. That means you usually don’t need to offer additional collateral like property or personal guarantees. This is a major reason why Equipment Finance Australia is attractive to small and medium-sized businesses looking to protect their other assets.
Can I still apply for Equipment Finance Australia if my business is new?
Yes, even newer businesses can qualify for Equipment Finance Australia. Lenders often consider factors like your business plan, revenue projections, and trading history. If your startup is demonstrating steady growth or has secured contracts, there’s a good chance you’ll be eligible for equipment financing.
What are the tax benefits of using Equipment Finance Australia?
Using Equipment Finance Australia may offer tax advantages, depending on your structure and repayment plan. Businesses can often claim deductions on the interest paid and potentially depreciate the value of the financed equipment. It’s always best to speak with a qualified accountant to understand the full tax implications for your business.
Can I choose between leasing and buying with Equipment Finance Australia?
Yes, Equipment Finance Australia offers both leasing and chattel mortgage options. If you lease the equipment, you’re essentially renting it for a fixed term. With a chattel mortgage, you take ownership of the equipment and pay it off over time. The right option depends on whether you want ownership or flexibility at the end of the term.
How do repayments work with Equipment Finance Australia?
Repayments under Equipment Finance Australia are usually fixed monthly amounts over a period of one to five years. In some cases, lenders offer flexible repayment structures aligned with your cash flow, such as seasonal adjustments or balloon payments at the end of the term. This makes budgeting and forecasting easier for businesses.
What Our Clients Say
Real Businesses, Real Success Stories
See how real businesses turned ambition into action with Arc’s business loans tailored equipment finance solutions.
Financing our new industrial oven was seamless. We doubled our output without draining cash flow. A real growth booster.
Our outdated tools were holding us back. Equipment Finance Australia helped us secure new machinery fast and take on more jobs confidently.
Upgrading to digital X-rays and ergonomic chairs was essential. Financing let us modernise without disrupting our budget.
Our high-speed printer upgrade eliminated backlogs. Flexible repayment options matched our seasonal income perfectly.
Opening a new store required a major fitout. Financing helped us secure everything on time—without straining cash reserves.
Adding two delivery vans fueled our growth. We avoided long-term debt and boosted revenue by 30% in just months.
